About Us

Postgrad Loans

Apply Using a Bank Statement or Wage Slip to Confirm Your Income
Smart-Pig now offers short term loans for postgraduate students studying for postgrad degrees, doctorates, PhDs and other higher education that does not qualify for student finance, or self-funded students.  You must have a regular income to support repayment of the loan.  Ensure you can be contacted by phone and email as we may need to verify your income.

Loans for PhD Students
Smart-Pig can lend to PhD students, if you have a income as part of your PhD funding.  In order to apply, select "postgrad income" (coming soon) when prompted during the application process, and then follow the instructions.

Loans for Masters Students
Smart-Pig can lend to Master students depending on your level of income during your Masters program.  If you receive student finance payments, please proceed with the application normally.  If you do not receive student finance, select "postgrad income" (coming soon) when prompted during the application process, and then follow the instructions to tell us your monthly income.

Loans for Postgrads
If you are studying for a postgraduate degree and need a short term loan, we can still help even if you are not receiving student finance payments.  You should have a monthly or termly income to support yourself during your studies, either from a salary or bursary. Select "postgrad income" during the application process and enter your monthly or termly salary.
Warning: Late repayment can cause you serious money problems. For help, go to: www.moneyadviceservice.org.uk
Your University may be able to offer financial support and advice.
Rep Example APR 1257.84% based on: £150 for 31 days. Interest: £37.70 at fixed rate: 292% pa. Total to repay: £187.20