How it Works

How to Apply

We need information about your student finance to approve your loan. You can get this quickly and easily online.

For students receiving an income from Student Finance England, Wales or Northern Ireland 

Option 1: Speedy Application
  1. Choose Speedy Application at the beginning of your Smart-Pig application.
  2. Enter your login details to Student Finance Direct to automatically populate your Smart-Pig application. Please note, we do not save your password or secret answer.

Option 2: Manual Application
  1. Choose Manual Application at the beginning of your Smart-Pig application.
  2. Log in to Student Finance Direct using your customer reference number, password and secret answer.
  3. On the home page,  click "Expand" and then "Entitlement Summary".
  4. Zoom out on the "Entitlement Summary" and screengrab making sure that you can see the academic year, reference number, account name and total amount of maintenance loan or grant (see the example below).
  5. When completing your Smart-Pig application, upload your screen shot and make sure your next student finance date is the first day of your next term.


For students only with SAAS loans

  1. Choose Manual Application at the beginning of your Smart-Pig application.
  2. Scottish Students with a loan through SAAS must photograph or scan the first page of their awards letter to upload during the application.
For students only with NHS bursaries

  1. Choose Manual Application at the beginning of your Smart-Pig application.
  2. You should have received a lettter saying how much you are due to receive on which days.  This letter can be obtained online using the Bursary Online Support System (BOSS).?
  3. Under "Documents" on the BOSS Home page you can download a .pdf of the letter.  Save this to your computer to upload during your Smart-Pig Application.
Warning: Late repayment can cause you serious money problems. For help, go to: www.moneyadviceservice.org.uk
Your University may be able to offer financial support and advice.
Rep Example APR 1257.84% based on: £150 for 31 days. Interest: £37.70 at fixed rate: 292% pa. Total to repay: £187.20