How it Works

How To Apply For A Small, Quick Loan

For students receiving an income from Student Finance England, Wales or Northern Ireland 


Option 1: Speedy Application (if available)

  1. Choose Speedy Application at the beginning of your Smart-Pig application.
  2. Enter your login details to Student Finance Direct to automatically populate your Smart-Pig application. Please note, we do not save your password or secret answer.


Option 2: Manual Application - Over Summer
If you do not have your 2018/19 Entitlement letter yet, but you are going back to University in September, you can still apply for a loan over the summer period. We will need to see a homepage of your Student Finance account showing that you have applied for 2018/19 Student Finance. If you have your entitlement letter, use option 3 instead.

  1. Choose Manual Application at the beginning of your Smart-Pig application.
  2. Log in to Student Finance Direct using your customer reference number, password and secret answer.
  3. On the home page, "print screen" on your desktop or mobile device. Please ensure the image includes account NAME, student reference number and status of the application (see example below).
  4. When completing your Smart-Pig application, upload your image when prompted and make sure your next student finance date is the first day of your next term.
 
 

 Option 3: Manual Application - If you have your Notification of Entitlement.

  1. On the home page, click "Letters and emails" at the top right.
  2. Click on the most recent "Notification of Entitlement" letter.
  3. Click on the PDF and save it to your phone or computer.
  4. When completing your Smart-Pig application, upload your PDF when prompted and make sure your next student finance date is the first day of your next term.

For students only with SAAS loans

  1. Choose Manual Application at the beginning of your Smart-Pig application.
  2. Scottish Students with a loan through SAAS must photograph or scan the first page of their awards letter to upload during the application.
For students only with NHS bursaries

  1. Choose Manual Application at the beginning of your Smart-Pig application.
  2. You should have received a letter saying how much you are due to receive on which days.  This letter can be obtained online using the Bursary Online Support System (BOSS)?
  3. Under "Documents" on the BOSS Home page you can download a .pdf of the letter.  Save this to your computer to upload during your Smart-Pig Application.
Warning: Late repayment can cause you serious money problems. For help, go to: www.moneyadviceservice.org.uk
Your University may be able to offer financial support and advice.
Representative example: Loan £150 over 43 days. Interest rate 292% pa (fixed). Total amount payable £201.60. Representative 1130% APR.