Loans by Period

6 Month Loans for Students

In the grand scheme of things, 6 months of your life may not seem like a long time. It goes by in a flash, especially when you’re having fun (as the saying goes) at uni - one minute it’s early January, then you blink and it’s June.

When you’re struggling financially, 6 months can feel like an age, but our 6 month loans can ease that pressure. Whatever the reason for your situation - whether it’s an unplannable and sudden turn of events, or you’ve used up every ounce of available cash simply getting yourself to university - it’s a tough half-year if you’re scrimping and scraping by. Just remember – whilst we offer loans of up to 6 months, you can only borrow until your next student finance date.

While you can’t borrow huge amounts of money with Smart-Pig, you can get a quick loan of up to £350 for as long as 6 months(or until your next student finance date). That might be a little boost you need each month, or it might be that you need a bigger one-off helping hand and know you need that time to pay it back. You can work it all out with us, so you’ll know exactly how much you’ll owe, and then get back to time flying.

Oh, and did we mention that our interest is capped at 50% of what you borrow? So even when your time is flying, your loan repayment costs won’t be. Check out Smart Pig loans, and see if we can give you a hand.


You Might Need A 6 Month Loan If…

…your student finance is an age away and you have a sudden need for a loan all the way across the summer holidays. Nobody can predict those sudden emergencies or changes in circumstance, and we’d always say it’s a good idea to talk to someone at your uni, but we’re here to help if you need us.


Don’t Just Take Our Word For It…
“Student saved. Surprisingly conscious of lending; the only service I would ever recommend. The grace period if you happen to have a hard time getting the finds together is something I haven't had to use, but knowing it's there makes pressing confirm on a loan that much easier. Cheers.”
Warning: Late repayment can cause you serious money problems. For help, go to: www.moneyadviceservice.org.uk
Your University may be able to offer financial support and advice.
Rep Example APR 392% based on £250 for 93 days. Interest: £125 at fixed rate: 292% pa. Total to repay: £375.00