Refer friends to earn cash!
You can also use Smart-Pig to earn cash for yourself and your friends! When you sign up to Smart-Pig, you'll get your own referral code. You can find this in the "My Account" area once you log in to your account. Share your referral code with your friends and ask them to enter it in the Promotional Code box during the application process.
You and each friend will each get an unlimited £10 for every friend you refer who successfully takes out a loan! For full T's & C's click here.
Smart-Pig loan pricing
Our personal loans for students cost from £2.00 to £5.60 per week per £100 borrowed*. That’s 0.8% interest per day, with the maximum interest you can owe capped at half of what you borrow. There are no late payment fees or other costs.
To borrow £100, a 25-week loan repaying £150 costs £2.00 per week. A 1 week loan repaying £105.60 costs £5.60 per week. Despite the APR, our loans don’t cost thousands of percent in interest - you can read more about APR here.
Created by students, for students
Smart-Pig was created by students after one of our founders had a bad experience with a loan whilst they were studying. We decided students needed a better emergency loan option just for us.
Smart-Pig made our first personal loans for students from a university bedroom in 2012. Any UK student with student finance, SAAS finance or any NHS bursary can apply for one of our quick, instant loans.