The application process

How long does it take and what do I need?

Applying takes 5 minutes. You'll need to provide your personal information including:

  • A valid email address
  • Your bank and debit card details
  • Your working mobile phone number
  • An agreement to a credit check

You'll also need to provide us with proof of your student income, which is really easy to do online. You can apply first and come back to do this later if it is more convenient for you.

How to get your proof of student income

Short Term Loans for Students from Student Finance England, Wales or Northern Ireland

You'll need to upload proof that you receive a maintenance loan or grant. The easiest way to do this is to show us a copy of the Notification of Entitlement letter Student Finance sent you, and is saved online in your student finance account.

You can complete your application and come back to upload this later if it's more convenient for you.

1.) On the home page of your login screen, click "Letters and emails" at the top right.
2.) Click on the most recent "Notification of Entitlement" letter.
3.) Click on the PDF and save it to your phone or computer.
4.) Upload your file at the end of the application.

If you have a photograph or scan of your letter, we accept that too.

Short Term Loans for Students with SAAS Loans

You'll need to upload proof that you receive payments from the Student Awards Agency For Scotland. The easiest way to do this is to show us a copy of the Awards letter from SAAS, and is saved online in your SAAS account.

You can complete your application and come back to upload this later if it's more convenient for you.

1.) Photograph or scan the first page your awards letter, showing the amounts you receive.
2.) Upload your file at the end of the application.

Short Term Loans for Students with NHS Bursaries

You'll need to upload proof that you receive payments from the NHS. The easiest way to do this is to show us a copy of your bursary letter from the NHS, and is saved online in your NHS Bursary Online Support System (BOSS) account.

You can complete your application and come back to upload this later if it's more convenient for you.

1.) Log into your BOSS account and download a .pdf of your letter from the Documents page.
2.) Upload your file at the end of the application.