A £150 loan can help you out when the bills need paying...

Being a student is a huge step towards becoming a fully-functioning (OK, at least partially functioning) adult. It brings with it all kinds of firsts - from navigating new roads (by car or on foot) or dealing with plumbing emergencies (ever heard of a stopcock? No, not that…) to simply eating properly without someone reminding you to get your 5 fruit ’n’ veg.

Money management is definitely something that takes a couple of terms to get used to, even if you’re already used to budgeting (you don’t fully appreciate the Saturday family shop until you move several hundred miles away from it).

While there are plenty of jobs with flexible hours open to students, it’s not always an option. Especially when some degrees involve significant amounts of lab time, seemingly endless days crammed with lectures, and a hefty dose of homework on top (medicine, we’re looking at you). You might find yourself somewhat strapped for cash and need to ask around for a £150 loan.

It’s not unusual for students to find themselves in a sticky situation through nothing other than oversight, and our £150 loans can help you out in these situations. It might be a very specific issue where you’re suddenly having to spend more money than you have, or simply that you’re still learning exactly how much it costs to keep yourself alive on a weekly basis (hint: it requires more than Jägerbombs).

This is where we come in. We totally get that students have unique needs, and that being a bit short of cash at the end of your first term doesn’t mean you’re headed for a life of money problems. Just in case, you can only borrow £350 at the most from Smart-Pig and our interest rate is capped at 50% of what you borrow.

We’re here to help - because we know it can be hard enough away from home without worrying about running out of money. Check out Smart Pig student loans, and see if we can give you a hand.

You might need a £150 loan for...

…a deposit, to secure that all-important accommodation for second year. And if you need us again when you have to call in pest control, we’ll still be here.

A quick £150 loan might help you pay your car insurance (hi, designated driver), or buy your train tickets back and forth from home at the start/end of term - especially at the end of the summer, when your next student finance payment may not be arriving until term actually begins.

Kick-start your Smart-Pig student loan with our quick and easy application.

Don't just take our word for it...

"I really love that this company is for the student! I'm at university and as many students know the amount of money provided by the university is a generous amount however doesn't suffice 3-4 months. I really needed money to be able to eat and pay bills etc and this company was perfect! I think allowing the customer to pay back on their student finance payment day is brilliant! I love this service WOULD RECOMMEND TO ANYONE AND EVERYONE!"

What they’ve said about us

If you have to get a loan, use Smart Pig

Smart Pig is so easy to use and fast! It’s easy to be approved and they allow a grace period. The system is set up with low-interest rates and for short terms so that their clients are more protected than with other loan agencies. I highly recommend Smart Pig.



star star star star star

Honestly the best loaning website

Honestly the best loaning website for students, there is honestly no way you can get bad credit from using smart pig due to the requirements for you to apply for a loan. They even give leeway with payback time which is so considerate. Have used smart pig for the three years I’ve been at uni and had NO PROBLEMS WHATSOEVER



star star star star star

Honestly a lifesaver

Honestly a lifesaver, as a student when you apply for accommodation you usually have to pay some rent for August, before you get student loan. This can always be difficult to raise if you don’t have a job and having an option for a loan is so useful and what you pay back is pretty decent.



star star star star

Excellent customer service

Excellent customer service, quick and easy too use and low-interest rates. Perfect for students. I am very happy with this service and will definitely be using them again



star star star star star

Amazing Idea!

As a student, you can't get a standard loan and student finance will happily watch you starve. This really helped in those last couple of weeks before my student finance loan came in! As long as you pay it back on time it's fantastic and super easy!



star star star star star

Highly Recommend

Student loan not due for a week & I was desperate for funds to pay month-end bills and for transport. Thank you to smart pig who I found through google just before applying for a rip-off payday loan. The entire process took 30mins (from applying to having funds in my account).



star star star star star

Need help? Speak to our team

Our customer services team at our UK call centre are on hand to deal with any queries you may have. You can also access your account online 24-hours a day via desktop, mobile or your tablet device.

Visit our Contact Page for more information.

0203 5071 930

[email protected]

Live chat
Live chat
(coming soon)