If you need £250 to get you through the tough times, we've got your back...

Dealing with difficult situations are challenging at any point in life. But dealing with them as a student can add extra layers of stress - being far away, being somewhat on your own, and encountering such situations for the first time can all become somewhat overwhelming.

When you’re met with a major crisis, the last thing you want to be worrying about is whether you’ve got enough money to do what you need to do. Any action plan is going to be impossible to see through if you can’t actually afford it.

Find yourself much in need of a quick, short term £250 loan? That’s where Smart-Pig comes in. If your next student finance, SAAS or NHS bursary payment is too far out of reach - or if you had to dip into this more than you wanted to for an urgent problem - we can get funds into your account in just 90 minutes (if your application is approved).

We’re a name you can trust: over 50,000 students already do, and we aren’t trying to trap people into a cycle of borrowing - which is why we don’t do roll-overs, late payment fees, or unlimited interest on our £250 loans

Example: if you took out a £250 loan for 14 days, the total interest and fees would come to just £28.00 - so you’d need to pay back £278 in total.

You might need a £250 loan for...

…renting a car because it’s the quickest way to get somewhere (whether it’s you driving, or an Uber!), or finding short-term accommodation close to where you need to be. Borrowing £250 might not cover something like that for long, but it’ll buy you a night or two - which buys you time to find a more permanent solution.

If you’re a little short of cash and need to borrow anything up to £350, fill out our quick loan calculator to kick-start your Smart-Pig student loan.

Don't just take our word for it...

"You know when you come across something so simple that makes life just that little bit easier? Well that's Smart-Pig…I was in a desperate situation and no-one could help, didn't want to go to the big lenders because I didn't need that much then came across Smart-Pig just for students!"
"Upload your documents as proof of student finance, request how much you want to borrow, if accepted, they give you the loan and you pay it back out of your account automatically when your student finance comes in. It’s as simple as that and the interest is not that high either. Thanx Smart-Pig, you're a saviour!"

What they’ve said about us

If you have to get a loan, use Smart Pig

Smart Pig is so easy to use and fast! It’s easy to be approved and they allow a grace period. The system is set up with low-interest rates and for short terms so that their clients are more protected than with other loan agencies. I highly recommend Smart Pig.



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Honestly the best loaning website

Honestly the best loaning website for students, there is honestly no way you can get bad credit from using smart pig due to the requirements for you to apply for a loan. They even give leeway with payback time which is so considerate. Have used smart pig for the three years I’ve been at uni and had NO PROBLEMS WHATSOEVER



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Honestly a lifesaver

Honestly a lifesaver, as a student when you apply for accommodation you usually have to pay some rent for August, before you get student loan. This can always be difficult to raise if you don’t have a job and having an option for a loan is so useful and what you pay back is pretty decent.



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Excellent customer service

Excellent customer service, quick and easy too use and low-interest rates. Perfect for students. I am very happy with this service and will definitely be using them again



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Amazing Idea!

As a student, you can't get a standard loan and student finance will happily watch you starve. This really helped in those last couple of weeks before my student finance loan came in! As long as you pay it back on time it's fantastic and super easy!



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Highly Recommend

Student loan not due for a week & I was desperate for funds to pay month-end bills and for transport. Thank you to smart pig who I found through google just before applying for a rip-off payday loan. The entire process took 30mins (from applying to having funds in my account).



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Need help? Speak to our team

Our customer services team at our UK call centre are on hand to deal with any queries you may have. You can also access your account online 24-hours a day via desktop, mobile or your tablet device.

Visit our Contact Page for more information.

0203 5071 930

[email protected]

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