When rent is due, £300 will do the job nicely...

Short-term loans, or “paydays loans” as they’re sometimes known, have a notoriously negative reputation. While we’re not here to judge, we can speak from our own experience.

When our founders were students, one of us had a pretty terrible experience with a short-term lender that resulted in such an almighty mess, we were determined to find a better option for students.

If you’re a student looking for a short term £300 loan to get you through a difficult period, that’s exactly what Smart-Pig is for. Our loans are small-scale, but fast and flexible - for when you need to make a quick decision no-hassle solution and be confident that it won’t come back to haunt you.

A £300 loan is approaching our upper limit of borrowing (£350), just whatever it takes to give you the headspace to think about more pressing matters. With a £300 loan, you can be sure that the most you’d ever owe Smart-Pig is £450 even if you run into further problems since our interest is capped at 50% of the borrowed sum. You can find out exactly how much you’d need to pay back using our quick and easy loan calculator.

When students already have plenty on their plate, we aim to provide a lending option that is simple, easy, and ethical. Check out Smart Pig loans, and see if we can give you a hand. We aim to help everyone we can, and will consider your application on its individual merits; even if you have a bad credit rating, you could still get a £300 loan from Smart Pig.

You might need a £300 loan for...

…paying rent for a month, if you need to provide a hefty amount upfront.

Alternatively, a £300 loan could go a long way towards supporting you over the summer (whether or not you’re working) with the very conspicuous absence of student finance loan installments. Or maybe a £300 loan is just the right amount to get you prepped for your first time away from home - all the little household things you realise you need, ways to actually transport your stuff that doesn’t involve dozens of carrier bags, maybe even the travel itself.

Don't just take our word for it...

"It's an amazing loan app for students, the interest rates are good and you don't have to pay it back until the term date! Saves monthly worries. I recommend this to any university student (including college franchises The fact you can top up your loan is so helpful if things pop up that you as a student can't afford."

What they’ve said about us

If you have to get a loan, use Smart Pig

Smart Pig is so easy to use and fast! It’s easy to be approved and they allow a grace period. The system is set up with low-interest rates and for short terms so that their clients are more protected than with other loan agencies. I highly recommend Smart Pig.



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Honestly the best loaning website

Honestly the best loaning website for students, there is honestly no way you can get bad credit from using smart pig due to the requirements for you to apply for a loan. They even give leeway with payback time which is so considerate. Have used smart pig for the three years I’ve been at uni and had NO PROBLEMS WHATSOEVER



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Honestly a lifesaver

Honestly a lifesaver, as a student when you apply for accommodation you usually have to pay some rent for August, before you get student loan. This can always be difficult to raise if you don’t have a job and having an option for a loan is so useful and what you pay back is pretty decent.



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Excellent customer service

Excellent customer service, quick and easy too use and low-interest rates. Perfect for students. I am very happy with this service and will definitely be using them again



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Amazing Idea!

As a student, you can't get a standard loan and student finance will happily watch you starve. This really helped in those last couple of weeks before my student finance loan came in! As long as you pay it back on time it's fantastic and super easy!



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Highly Recommend

Student loan not due for a week & I was desperate for funds to pay month-end bills and for transport. Thank you to smart pig who I found through google just before applying for a rip-off payday loan. The entire process took 30mins (from applying to having funds in my account).



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Need help? Speak to our team

Our customer services team at our UK call centre are on hand to deal with any queries you may have. You can also access your account online 24-hours a day via desktop, mobile or your tablet device.

Visit our Contact Page for more information.

0203 5071 930

[email protected]

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