Get a 6 month loan so you can focus on your studies (and parties)...

In the grand scheme of things, 6 months of your life may not seem like a long time. It goes by in a flash, especially when you’re having fun (as the saying goes) at uni - one minute it’s early January, then you blink and it’s June.

When you’re struggling financially, 6 months can feel like an age, but our 6 month loans can ease that pressure. Whatever the reason for your situation - whether it’s an unplannable and sudden turn of events, or you’ve used up every ounce of available cash simply getting yourself to university - it’s a tough half-year if you’re scrimping and scraping by. Just remember – whilst we offer student loans of up to 6 months, you can only borrow until your next student finance date.

While you can’t borrow huge amounts of money with Smart-Pig, you can get a quick 6 month loans of up to £350, right up until your next student finance date. That might be a little boost you need each month, or it might be that you need a bigger one-off helping hand and know you need that time to pay it back. You can work it all out with us, so you’ll know exactly how much you’ll owe, and then get back to time flying.

Oh, and did we mention that our interest is capped at 50% of what you borrow? So even when your time is flying, your 6 month loan repayment costs won’t be. Check out Smart Pig loans, and see if we can give you a hand.

You might need a 6 month loan if...

…your student finance is an age away and you have a sudden need for a loan all the way across the summer holidays. Nobody can predict those sudden emergencies or changes in circumstance, and we’d always say it’s a good idea to talk to someone at your uni, but we’re here to help if you need us.

If you’re in need of a little extra cash to help you get by, apply for a quick, same day loan for students using our easy loan calculator. Get a six month loan from a direct lender today!

Don't just take our word for it...

“Student saved. Surprisingly conscious of lending; the only service I would ever recommend. The grace period if you happen to have a hard time getting the funds together is something I haven't had to use, but knowing it's there makes pressing confirm on a loan that much easier. Cheers.”

What they’ve said about us

If you have to get a loan, use Smart Pig

Smart Pig is so easy to use and fast! It’s easy to be approved and they allow a grace period. The system is set up with low-interest rates and for short terms so that their clients are more protected than with other loan agencies. I highly recommend Smart Pig.



star star star star star

Honestly the best loaning website

Honestly the best loaning website for students, there is honestly no way you can get bad credit from using smart pig due to the requirements for you to apply for a loan. They even give leeway with payback time which is so considerate. Have used smart pig for the three years I’ve been at uni and had NO PROBLEMS WHATSOEVER



star star star star star

Honestly a lifesaver

Honestly a lifesaver, as a student when you apply for accommodation you usually have to pay some rent for August, before you get student loan. This can always be difficult to raise if you don’t have a job and having an option for a loan is so useful and what you pay back is pretty decent.



star star star star

Excellent customer service

Excellent customer service, quick and easy too use and low-interest rates. Perfect for students. I am very happy with this service and will definitely be using them again



star star star star star

Amazing Idea!

As a student, you can't get a standard loan and student finance will happily watch you starve. This really helped in those last couple of weeks before my student finance loan came in! As long as you pay it back on time it's fantastic and super easy!



star star star star star

Highly Recommend

Student loan not due for a week & I was desperate for funds to pay month-end bills and for transport. Thank you to smart pig who I found through google just before applying for a rip-off payday loan. The entire process took 30mins (from applying to having funds in my account).



star star star star star