When Student Finance is late, you know we'll be right on time...

We’ve all heard the horror stories. It’s Day 1 of the new term, you’re young and (mostly) eager to learn, but not before you’ve got a week’s worth of Freshers parties under your belt.

And then you learn your student finance loan hasn’t gone through. You’re strapped for cash, penniless in a new town, dependent on either your parents or the mercy of people you’ve known for barely 5 minutes. What do you do? 

Smart-Pig has the answer. While quick loans might sound scary, with Smart-Pig it’s simple and easy; and our ethical pledge means you know exactly how much you’ll pay back, with no hidden surprises or sudden extra charges. After all, university is all about learning to be independent and stand on your own two feet, right?

With our quick same day loans, you could receive those much-needed funds in less than 90 minutes - simply pay back when you receive your next student finance loan. Even if that arrives late, our 10-day grace period means that your repayment is still defined as being “on time” if it’s paid within 10 days of being due.

We don’t charge late payment fees, but your credit rating could be affected if you are late with loan repayments. Check out Smart Pig loans, and see if we can give you a hand.

You might need a quick same day loan if...

…your student finance loan, NHS bursary or SAAS payment has been delayed, or if you have a sudden emergency that needs attending to in a hurry. Water leaks won’t wait for your next instalment - Smart-Pig can save you from having to swim up your stairs!

Don't just take our word for it...

“Great, when used correctly - it’s been amazing to get quick cash and pay back when my student loan gets paid…I've used it throughout my first 2 years at uni and now that I have a stable job I no longer need it but if you genuinely need the extra cash then I recommend, but be wise and remember to pay it back.”

What they’ve said about us

If you have to get a loan, use Smart Pig

Smart Pig is so easy to use and fast! It’s easy to be approved and they allow a grace period. The system is set up with low-interest rates and for short terms so that their clients are more protected than with other loan agencies. I highly recommend Smart Pig.



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Honestly the best loaning website

Honestly the best loaning website for students, there is honestly no way you can get bad credit from using smart pig due to the requirements for you to apply for a loan. They even give leeway with payback time which is so considerate. Have used smart pig for the three years I’ve been at uni and had NO PROBLEMS WHATSOEVER



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Honestly a lifesaver

Honestly a lifesaver, as a student when you apply for accommodation you usually have to pay some rent for August, before you get student loan. This can always be difficult to raise if you don’t have a job and having an option for a loan is so useful and what you pay back is pretty decent.



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Excellent customer service

Excellent customer service, quick and easy too use and low-interest rates. Perfect for students. I am very happy with this service and will definitely be using them again



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Amazing Idea!

As a student, you can't get a standard loan and student finance will happily watch you starve. This really helped in those last couple of weeks before my student finance loan came in! As long as you pay it back on time it's fantastic and super easy!



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Highly Recommend

Student loan not due for a week & I was desperate for funds to pay month-end bills and for transport. Thank you to smart pig who I found through google just before applying for a rip-off payday loan. The entire process took 30mins (from applying to having funds in my account).



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