Smart Pig are on hand to help you out if needed

Studying at university or college can be an expensive business, but with Smart Pig, we are here to give you a helping hand if you find yourself needing some extra cash. As a short-term financial fix to get you through until your next SaaS student loan, Smart Pig can cover the essentials until you receive your next instalment.

After you apply for a student loan in Scotland, it can be weeks or even months before you receive you first payment. A short-term loan is the perfect answer to bridge the gap between the application and receiving your SaaS loan. All you need to do is fill in your details and your desired amount will be in your bank account within 2 hours of approval.

Who can apply for student loans in Scotland?

If you are over 18 years of age and are eligible for a Scottish student loan, you will be able to apply for a Smart Pig short-term student loan. We’ll need to know a few details about you, including your bank details and you must be able to prove to us how you will pay your loan back- for example any details on a part-time job or SaaS student loan payment dates. We understand how expensive student living can be, which is why we cap our interest rates at 50% of what you borrow, even if things don’t go to plan.

It is often difficult to manage your money as a student, especially if you haven’t got a regular income or full time job. It’s understandable that you may need a little helping hand every once in a while, which is why Smart Pig offer a fast-finance, uncomplicated solution to short-term loans with a high approval rating designed for students.

What they’ve said about us

If you have to get a loan, use Smart Pig

Smart Pig is so easy to use and fast! It’s easy to be approved and they allow a grace period. The system is set up with low-interest rates and for short terms so that their clients are more protected than with other loan agencies. I highly recommend Smart Pig.



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Honestly the best loaning website

Honestly the best loaning website for students, there is honestly no way you can get bad credit from using smart pig due to the requirements for you to apply for a loan. They even give leeway with payback time which is so considerate. Have used smart pig for the three years I’ve been at uni and had NO PROBLEMS WHATSOEVER



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Honestly a lifesaver

Honestly a lifesaver, as a student when you apply for accommodation you usually have to pay some rent for August, before you get student loan. This can always be difficult to raise if you don’t have a job and having an option for a loan is so useful and what you pay back is pretty decent.



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Excellent customer service

Excellent customer service, quick and easy too use and low-interest rates. Perfect for students. I am very happy with this service and will definitely be using them again



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Amazing Idea!

As a student, you can't get a standard loan and student finance will happily watch you starve. This really helped in those last couple of weeks before my student finance loan came in! As long as you pay it back on time it's fantastic and super easy!



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Highly Recommend

Student loan not due for a week & I was desperate for funds to pay month-end bills and for transport. Thank you to smart pig who I found through google just before applying for a rip-off payday loan. The entire process took 30mins (from applying to having funds in my account).



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