An Alternative To Bank Loans For Students
We understand that being a student at university or college can be expensive from start to finish, so why not borrow a little extra cash to help you through? Smart Pig offers a quicker, easier alternative to a bank loan for students and as a direct lender, you could have the money in your bank account within 2 hours of your application.
We know that in most cases student have not had the opportunity to build up their credit rating yet. Therefore, unlike bank loans for students with no credit, we offer a quick, hassle-free process with capped interested and no late repayment fees to students with no credit rating. There’s no need to waste your time looking for the best banks for student loans when you can take out a Smart-Pig loan to cover the essentials until you receive your student loan instalment.
If you are over 18 years of age and are eligible for a student loan, you will be able to apply for a Smart Pig short-term loan. We’ll need to know a few details about you, including your bank details and you must be able to prove to us how you will pay us back; for example any details on your student loan payment dates. We understand how expensive student living can be, which is why we cap our interest rates at 50% of what you borrow, even if things don’t go to plan.
It’s understandable that you may need a little helping hand every once in a while, which is why Smart Pig offer a fast-finance, uncomplicated solution to short-term loans with a high approval rating designed for students.
What they’ve said about us
If you have to get a loan, use Smart Pig
Smart Pig is so easy to use and fast! It’s easy to be approved and they allow a grace period. The system is set up with low-interest rates and for short terms so that their clients are more protected than with other loan agencies. I highly recommend Smart Pig.
Honestly the best loaning website
Honestly the best loaning website for students, there is honestly no way you can get bad credit from using smart pig due to the requirements for you to apply for a loan. They even give leeway with payback time which is so considerate. Have used smart pig for the three years I’ve been at uni and had NO PROBLEMS WHATSOEVER
Honestly a lifesaver
Honestly a lifesaver, as a student when you apply for accommodation you usually have to pay some rent for August, before you get student loan. This can always be difficult to raise if you don’t have a job and having an option for a loan is so useful and what you pay back is pretty decent.
Excellent customer service
Excellent customer service, quick and easy too use and low-interest rates. Perfect for students. I am very happy with this service and will definitely be using them again
As a student, you can't get a standard loan and student finance will happily watch you starve. This really helped in those last couple of weeks before my student finance loan came in! As long as you pay it back on time it's fantastic and super easy!
Student loan not due for a week & I was desperate for funds to pay month-end bills and for transport. Thank you to smart pig who I found through google just before applying for a rip-off payday loan. The entire process took 30mins (from applying to having funds in my account).