Quick Loans for Students

quick loans for students

Smart Pig was created to give students a quick way to borrow emergency cash until their next financial aid payment. We realized many predatory lenders targeted students, but their products weren’t designed for us and could easily trap students in debt – something one of our founders dealt with firsthand. So we launched our own fast cash loans tailored specifically for the financial realities students face.

Our quick student loans provide up to $500 deposited directly into your bank account, usually within an hour if approved. Just submit a simple online application and you could have cash in hand in minutes without asking parents or friends for money.

To keep costs affordable so balances never spiral out of control, we cap interest at 50% of the loan amount borrowed. So if you receive a $100 loan, the maximum interest owed would be $50 regardless of the repayment duration.

How Do Our Fast Student Loans Work?

If you have federal student aid, grants, or loans, you can apply for an emergency cash advance and receive funds quickly if approved. Our easy online application takes just minutes. Funds can be transmitted to your account within an hour during business hours if authorized.

You repay your student cash loan in one lump sum payment when your next financial aid installment is scheduled to arrive. There are no prepayment penalties or hidden fees and a 7-day grace period is automatically built in, providing flexibility in case aid payments are delayed.

If more time is needed, we can customize extended repayment arrangements. Our goal is keeping loan costs affordable for college students facing temporary cash crunches. With options for early repayment and our reasonable interest rate cap, Student Express aims to be transparent and ethical in serving students’ unique financial needs.