When emergency strikes, a £200 loan could be just what you need...

The life of a student comes in many forms, varying enormously depending on your degree. You might be so mature and planned that you're instantly adept at managing your own budget - maybe you’ve already been doing it for years anyway - and quickly become the “parent” of your flat, the trusted font of all knowledge that everyone always turns to for advice on the life basics they’re only just starting to get acquainted with.

Wherever you fall on this particular spectrum and however planned you are, occasionally there are moments you just can’t plan for. If you find yourself faced with one of life’s little surprises (read: emergencies) and a £200 loan would go a good way towards helping you through it, why not look into a quick £200 loan from Smart Pig?

With us, you could apply for a £200 loan today for up to 6 months. The idea of a short term student loan might be intimidating, but we’re different - we don’t encourage repeat borrowing, but we do appreciate that there are times when you need cash that you wouldn’t otherwise have access to. We want to help, in the short term, so that you don’t need ours or anyone else’s in the long term.

You might need a £200 loan for...

…paying the water or energy bill that’s suddenly landed on your doorstep - your housemates are good for their share, but right now you just need to pay the damn thing. Get a £200 loan for just 48 hours, if that’s all you need!

Your £200 loan could be your food and drink for a whole month - definitely do-able at £50 a week. Or you could just buy 200 packs of Super Noodles to get you through the rest of term - they’re a balanced diet, right?

If you’re looking for a little extra cash to help you through the next few weeks, fill out our quick application to see how much you could borrow.

Don't just take our word for it...

"These guys are actually amazing!! No fuss, no worry about making weekly/ monthly payments, the interest is more than acceptable, you just set it up to go out in one lump when Student Finance comes through! They saved my Xmas and my most recent loan allowed me to have a weekend off work to go visit some friends i haven’t seen in years!!"

What they’ve said about us

If you have to get a loan, use Smart Pig

Smart Pig is so easy to use and fast! It’s easy to be approved and they allow a grace period. The system is set up with low-interest rates and for short terms so that their clients are more protected than with other loan agencies. I highly recommend Smart Pig.



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Honestly the best loaning website

Honestly the best loaning website for students, there is honestly no way you can get bad credit from using smart pig due to the requirements for you to apply for a loan. They even give leeway with payback time which is so considerate. Have used smart pig for the three years I’ve been at uni and had NO PROBLEMS WHATSOEVER



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Honestly a lifesaver

Honestly a lifesaver, as a student when you apply for accommodation you usually have to pay some rent for August, before you get student loan. This can always be difficult to raise if you don’t have a job and having an option for a loan is so useful and what you pay back is pretty decent.



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Excellent customer service

Excellent customer service, quick and easy too use and low-interest rates. Perfect for students. I am very happy with this service and will definitely be using them again



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Amazing Idea!

As a student, you can't get a standard loan and student finance will happily watch you starve. This really helped in those last couple of weeks before my student finance loan came in! As long as you pay it back on time it's fantastic and super easy!



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Highly Recommend

Student loan not due for a week & I was desperate for funds to pay month-end bills and for transport. Thank you to smart pig who I found through google just before applying for a rip-off payday loan. The entire process took 30mins (from applying to having funds in my account).



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Need help? Speak to our team

Our customer services team at our UK call centre are on hand to deal with any queries you may have. You can also access your account online 24-hours a day via desktop, mobile or your tablet device.

Visit our Contact Page for more information.

0203 5071 930

[email protected]

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